Helpful Resources

HELPFUL RESOURCES -- STUDENTS & PARENTS

Here are some helpful resources and information for you to use when sending information to TERI. You can also contact Customer Services should you have any questions or additional needs. Customer service can be reached by phone at 800-255-TERI.

FACT SHEETS
Below are a few “fact sheets” containing helpful and important information about TERI guaranteed loan programs. Take a read and improve the quality of your application AND your knowledge.

• Credit Guidelines
• Credit-ready vs Credit-worthy
• Helpful Tips About Private Loans

FAX COVERSHEET
Download a fax coversheet. Use this coversheet when sending TERI any of the following items relating to information about your student loan:

• Credit Agreement
• Proof of Income
• Signature Verification
• Residency Verification

THINGS TO KNOW BEFORE APPLYING
Before you call or start your online application, it's a good idea to review the questions and make sure you're prepared with answers about yourself or your co-signer. If you do that, we'll work to get you preliminary approval in as little as 15 minutes.

• Full Name
• Social Security Number
• Date of birth
• Address Information:

· Home address
· Home telephone
· Length of time lived there

• Employer Information:

· Employer's name
· Employer's telephone
· Occupation/position
· Length of time employed there
· Gross income (Applying with a co-signer? Then you don't need to provide income information for yourself.)

• Additional income:

· Source of any additional income
· Amount of additional income

• Monthly rent/mortgage payment (including any home equity payment)
• Personal references for both the student and co-signer. (You each need your own, separate references.)
• Has the applying student or co-signer ever defaulted on a student loan or declared bankruptcy?
• What is the name of the college the student is/will be attending?