How to Apply


The fastest way to get your loan is to apply on-line. Don’t worry if you don’t have all of your information ready. With TERI’s "Application Save" feature, you can complete portions of the application, save them, and come back at a later time to complete your application.


We can take your application information over the telephone in minutes. It’s as simple as 1 – 2 – 3…

  1. Call…Our toll free number, (800) 255-TERI, press 2 for Customer Service and then press 2 again to speak with a Customer Service Representative.
  2. Answer…Some simple questions about you and your co-signer, if you have one.
  3. Receive…A decision on your loan within minutes.

To save time on the phone, review this worksheet to ensure you’ll have all the information we need to expedite your call.

When applying with a co-signer, it’s best to have that person with you at the time you call. If that’s not possible, be sure you have the following important information about your co-signer:

  • Social Security number
  • Date of Birth
  • Employer name, phone number, years of employment
  • Gross annual income (Note: Adjusted Gross Income for self employed individuals)
  • Monthly rent or mortgage payment


If you have completed a paper application, you can fax your application to TERI’s toll free fax line at (888) FAX-TERI. Please contact your financial aid office or preferred lender for a paper copy of an application.


You can also mail us your completed application.

Send completed applications to:
P.O. Box 848108
Boston, MA 02284-8108

Overnight/Express Mail:
31 St. James Ave.
4th Floor
Boston, MA 02116