Elementary & Secondary Loan > Eligibility

You are eligible for our Elementary & Secondary Loan if:

  • You are borrowing for an elementary or secondary school student
  • Your student is attending a TERI-approved school (call (800) 255-TERI to confirm eligibility of school)

You or a co-signer must also meet the following credit guidelines:

  • Have a satisfactory credit, residence and employment history of at least 2 years;
  • Have proof of current income (If self-employed, have been in business for at least 2 years); and
  • Are a U.S. citizen or permanent resident and have resided in the U.S. for the previous 2 years.

International Students

International students must apply with a qualified co-signer. Please contact TERI’s Customer Service at (800) 255-TERI for details on acceptable student visas and other required documentation.