Graduate Loan > Borrowing Limits

For a credit-worthy applicant, the following borrowing limits apply:

  • Borrow annually up to the lesser of $45,000 or the cost of attendance minus other aid (as certified by your school)
  • $1,000 minimum loan amount

If you apply as a credit-ready applicant, the following borrowing limits apply:

  • Borrow annually up to the lesser of $20,000 or the cost of attendance minus other aid (as certified by your school)
  • An aggregate maximum borrowing limit of $120,000. Limit is $225,000 for those in dental and medical programs and $130,000 for those in law and osteopathy programs
  • $1,000 minimum loan amount

The table below will help you to estimate how much you are able to borrow.

Total Cost of Attendance

May include tuition, room and board, books, lab fees, computers, school-related transportation and other educational expenses.

$

Available Financial Aid

May include grants, scholarships, other loans and other forms of financial aid awarded for same enrollment period as this loan application.

Minus $

Maximum Loan Amount

  • $45,000 annual maximum for credit-worthy applicant or co-signer, if any.
  • $20,000 annual maximum for credit-ready applicant.
Equals $