Apply for a Loan

You can apply for a TERI guaranteed loan online, or by phone and receive preliminary approval in as few as 15 minutes.


The fastest way to get your loan is to apply online. Don’t worry if you don’t have all of your information ready. With TERI’s "Application Save" feature, you can complete portions of the application, save them, and come back at a later time to complete your application.


We can take your application information over the telephone in minutes. It’s as simple as 1 – 2 – 3…

  1. Call… Our toll free number, (800) 255-TERI, press 2 for Customer Service and then press 2 again to speak with a Customer Service Representative.
  2. Answer… Some simple questions about you and your co-signer, if you have one.
  3. Receive… A preliminary decision on your loan in as few as 15 minutes.

To save time on the phone, review the below information to ensure you’ll have everything we need to expedite your call.

  • Social Security number
  • Date of Birth
  • Employer name, phone number, years of employment
  • Gross annual income (Note: Adjusted Gross Income for self employed individuals)
  • Monthly rent or mortgage payment

When applying with a co-signer, it’s best to have that person with you at the time you call. If that’s not possible, be sure you have the above important information about your co-signer as well.